Certificates of Deposit (CD)

First Bank offers fixed- and variable-rate CDs

Fixed-Rate CD

  • For customers who are interested in earning a fixed rate of interest that is typically higher than other savings products.
  • Available in terms of 3, 6, 18 and 30 months; and 1, 2, 3, 4 and 5 years.
  • Minimum opening balances range from $500 to $5,000.
  • Tiered Interest rates based on opening account balance.


View Current Rates

Online Banking

Did You Know?

You can deposit checks online using a scanner. You can deposit checks online.
Learn more

Dept. Contacts

Main Office
20 North 9th Street
Richmond, IN 47375
(765) 962-2581
(800) 548-8138

For Information about any of our personal banking products, or to open a new account, please contact your nearest First Bank branch.

First Line Telephone Banking

To report a lost or stolen Visa Check Card:
8am – 5pm, Monday – Friday
First Bank Customer Support Department
(765) 962-2581
(800) 548-8138

After business hours
(800) 236-2442


Note: Please do not include any personal or account information when submitting an e-mail. E-mail messages are not encrypted. If you need to give personal or account information, please telephone us or stop by one of our convenient locations.